1. Authorised Use

    This Site is intended solely for the use of Resident Indians, Non-Resident Indians, Persons of Indian Origin and Foreign This Site is intended solely for the use of Resident Indians, Non-Resident Indians, Persons of Indian Origin and Foreign Institutional Investors registered with the Securities and Exchange Board of India. It should not be regarded as a solicitation for business in any jurisdiction other than India. Prospective investors should review / study the Offer Document(s) of the Fund(s) carefully and in its entirety and shall not construe the contents thereof or regard the summaries contained therein or information contained in this Site as advice relating to legal, taxation, or financial / investment matters and are advised to consult their own professional advisor(s) as to the legal or any other requirements or restrictions relating to the subscription, gifting, acquisition, holding, disposal (sale, transfer, switch or redemption or conversion into money) of Units and to the treatment of income (if any), capitalization, capital gains, any distribution, and other tax consequences relevant to their subscription, acquisition, holding, capitalization, disposal (sale, transfer, switch or redemption or conversion into money) of Units within their jurisdiction / nationality, residence, domicile etc. or under the laws of any jurisdiction to which they or any managed Funds to be used to purchase / gift Units are subject, and (also) to determine possible legal, tax, financial or other consequences of subscribing / gifting to, purchasing or holding Units before making an application for Units of LIC Mutual Fund .

  2. No solicitations

    Neither the Offer Document(s) of the Scheme(s) of LIC Mutual Fund (Offer Document) nor the Units issued / to be issued there under have been registered in any jurisdiction. The Offer Document(s) in certain jurisdictions may subject to registration requirements and, accordingly, persons who download or obtain copy of Offer Document though this Site are required to inform themselves about, and to observe, any such restrictions. No persons downloading the copy of any Offer Document or any Application Form in such jurisdiction may treat such Offer Document or Application Form as constituting an invitation to them to subscribe for Units, nor should they in any event use any such application form, unless in the relevant jurisdiction such an invitation could lawfully be made to them and such application form could lawfully be used without compliance with any registration or other legal requirements. Accordingly, this Site and/or Offer Document(s) downloaded from this Site does not constitute an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful or in which the person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation. It is the responsibility of any persons who browse this Site and wishing to apply for Units through this Site, to inform themselves of and to observe, all applicable laws and regulations of such relevant jurisdiction.

  3. General Risk Factors

    Investors are required to read the Offer Document carefully before investing. Investors are also advised to refer to the following risk factors generally associated with mutual funds before subscribing to the units:

    • All investments in mutual funds and securities are subject to market risks and the Net Asset Value ("NAV") of the schemes may go up or down depending upon the factors and forces affecting the securities market.
    • There can be no assurance that the scheme's investment objectives will be achieved.
    • The past performance of the sponsors /asset management company / mutual fund is not necessarily indicative of the future performance of the scheme.
    • The sponsors are not responsible or liable for any loss resulting from the operation of the scheme beyond the contribution made towards setting up of the mutual fund.
    • The name(s) of the scheme(s) do not in any manner indicate the quality of the scheme(s), its future prospects or returns.

    The information contained in this Site is based on the law and practice currently in force in India and is subject to change therein. Information other than that relating specifically to LIC Mutual Fund and its products is for information purposes only and should not be relied upon as a basis for investment decisions. The information contained in this Site is to the best of knowledge of LIC Mutual Fund in accordance with the facts and does not omit anything likely to have material impact on the importance of such information. However, there are no implied or expressed warranties on the materials in this Site. LIC Mutual Fund does not warrant that the functions contained in this Site will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free from viruses or other harmful components. LIC Mutual Fund cannot be responsible for any information contained in any Site linked from this Site. LIC Mutual Fund makes no representations whatsoever about any such Site which the user may access through this Site. A link to a non-LIC Mutual Fund website does not mean that LIC Mutual Fund endorses or accepts any responsibility for the content, or the use, of such Site. It is the responsibility of the user to take precautions to ensure that whatever is selected for use is free of such items as viruses and other items of a destructive nature. No part of this Site may be copied or reproduced in any manner whatsoever without the prior permission of LIC Mutual Fund.

  4. Copyright, Trademark and other Intellectual Property Rights

    You acknowledge that this Site is protected by applicable copyrights, trademarks, trade secrets, patents, proprietary rights and other intellectual property laws, and that these worldwide rights are valid and protected in all forms, media, and technologies existing now or developed in the future. Accordingly, you may not copy, distribute, modify, post or frame-in the Site, including any text, graphics, video, audio, software code, user interface design or logos, except as explicitly authorized below or by us in writing.

  5. Permitted uses

    LIC Mutual Fund grants you a non-exclusive, personal, non-transferable, non-sub licensable, limited and revocable right to access, use and display this Site on any computers or other electronic display device of which you are a user, for your personal and non-commercial use only (the "Permitted Uses"). You agree to use the Site only for lawful purposes, for the permitted uses, and not for any of the prohibited uses. No other use of the Site is authorised unless you and we have agreed otherwise in writing.

    You may print copies of the Site's Content, provided that these copies are made only for the permitted uses and that you include any notices and any legal information contained in the Site content, such as all copyright notices, trademark legends, or other proprietary rights notices as well as all legal caveats furnished in the footnotes or under "Disclaimers or Usage" as shown on the screen or through a link. Limited linking to the Site is permitted if done in full compliance with all applicable laws and these terms of use.

  6. Prohibited uses

    You are prohibited from any use of the Site that would give rise to liability or otherwise violate any applicable laws or regulations or the Terms of Use. You may not publicly perform, publicly display, transmit, publish, participate in the sale or transfer of, modify, or create derivative works based on anything available through the Site, in whole or in part. You shall not store electronically any significant portion of any part of the Site. No reverse engineering, linking, framing, or modification of any part of this Site is allowed without our written approval. Any modification or unauthorized use is a violation of LIC Mutual Fund 's copyrights and other proprietary rights.

    You agree that when using one, you will not:

    • Upload files that contain software or other material protected by intellectual property laws or by rights of privacy of publicity unless you own or control such rights or have received all necessary consents.
    • Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
    • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
    • LIC Mutual Fund has no obligation to monitor the bulletin board services, chat areas, news groups, forums, and/or other message or communication facilities. However, LIC Mutual Fund reserves the right at all times to disclose any information deemed necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part.
  7. Trademarks and copyrights

    All trademarks, services marks, trade names, logos, and icons are proprietary to LIC Mutual Fund. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Site without the written permission of LIC Mutual Fund Parties. Your use of the trademarks displayed on this Site or any other content on this Site, except as provided herein, is strictly prohibited. The Site also contains text, software, graphics, images, and other material protected by copyrights or other proprietary rights and laws (collectively, the "Proprietary Material"), owned by LIC Mutual Fund or their licensors. Any use of such Proprietary Material other than as permitted herein is expressly prohibited without the prior permission of LIC Mutual Fund and/or the relevant rights holder in writing.

  8. Copyright Policy

    We reserve the right to remove from our Site, any content that is alleged to infringe someone's copyright.

  9. LIC Mutual Fund Linking and Logo Use Policies

    Use of LIC Mutual Fund logos or creating hyperlinks to our Site is prohibited unless authorized by us in writing.

  10. No advice

    You expressly acknowledge and agree that the information and material made available through LIC Mutual Fund Site does not constitute accounting, financial, investment, legal, tax or other professional advice, and should not be relied upon as such.